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The Metro South Cooperative Bank (MSCB) is the only cooperative bank in the National Capital Region (NCR). It is a unique bank registered with the Cooperative Development Authority (CDA) as a cooperative, and with the Bangko Sentral ng Pilipinas (BSP), as a bank under the rural banking system. Based in Makati City, it started its commercial operation in March 24, 1997 soon after the BSP issued a certificate of authority to the bank to operate as a cooperative bank pursuant to Republic Act No. 6938 and Monetary Board NO.745.  As a cooperative bank, the bank is under the supervision of the BSP in collaboration with the CDA.

The purpose of MSCB is to provide banking and credit services for cooperatives as well as to individuals and/or the public in general. Its main mission is to assist cooperatives in their financial needs, as they have not been receiving adequate attention, in terms of credit support by a banking industry that shuns away from the “poor” segments of society. The cooperatives are often perceived as high risks, in terms of credit worthiness and with very limited growth potential, by the commercial banks.

MSCB started its operation with only thirty four (34) cooperative-members-shareholders. Together they contributed to the bank’s paid-up capital of P33 million in 1997. At the end of 2013, the number of cooperative investors/shareholders has grown to almost 900 cooperatives bringing up the bank’s paid-up capital to P 310 million in 2013. Its total resources has correspondingly increased to P 1.4 Billion, with a total loan portfolio of P 833 million.  

MSCB is a unique bank with a unique position and ability to tap on the vast market of cooperatives, its. main client base. It is unique in terms of its wide, diverse and active institutional membership base with varied business and economic activities. Finally, the membership base (cooperatives of banks, teachers/school, soldiers, hospitals, farmers, fisherfolks, offices, parishes, market, urban poor, community, etc.) can be readily tapped to increase capital, deposits and loan volume. 


Fairness - equal treatment

Accountability - this taken seriously by making sure that every penny is taken cared of with transparency

Integrity - of the organization and the people

Transparency - no hidden agenda, what you see is what you get

High ethical standards - discipline and professionalism

Service  to the Community - selflessness, creativity

 MSCB Management & Staff